- Earn "Brownie Points" Many companies offer discounts to teens attending high school or college full- time who maintain at least a 3.0 grade point average. Insurers also offer discounts to teens who take a locally accredited driver safety course or other state-certified program. Ask your insurer about these discounts, or get information online from the National Safety Council at www.nsc.org.
- Involve Yourself in Your Community Young people who join certain civic or community organizations (such as Eagle Scouts or Girl Scouts) may receive discounts from their teen car insurance providers. Car insurers often reward teens willing to better their communities with lower rates, since these types of teens usually pose less risk.
- Choose a Safer Car Car insurance may cost up to 50 percent less if your teen drives a safer car, such as a Honda Civic or a Volvo. Newer model cars with airbags are the least expensive to insure, and the safest for teens to drive. Sports cars, expensive cars, high-performance cars and SUVs carry higher risk and higher teen car insurance premiums.
- Add Safety Features Protective features such as anti-lock brakes, traction control, automatic seatbelts and side-impact airbags can reduce teen car insurance rates considerably.
- Shop Around Agents have different programs of incentives and discounts, and by shopping around, it is possible to find the right discounts for a specific teen driver. The Internet provides fast and easy methods for reaching insurance agents.
The internet now provides fast and easy methods for reaching agents selling insurance.
A little extra attention can mean lower car insurance rates—and on-the-road protection—for the entire family.
About InsureMe
InsureMe, an Englewood, Colorado-based company, is the premier provider of online insurance leads for the insurance industry. The InsureMe service links people shopping for insurance with professionals selling it. The company helps millions of consumers each year find auto, home, life, long term care and health insurance quotes, while providing thousands of insurance agents with leads nationwide.
